While the 5 common practices of the wealthy grow your net worth there are 5 common life events or circumstances that will absolutely destroy your finances unless you are prepared ahead of time to handle them. These life events/circumstances constitute the upper right corner of your financial puzzle. At Money Certain we call them the "5 D's that Destroy Your Finances." Let's look at each of them.

Destroyer #1: DEATH - The premature death of the family breadwinner can destroy the financial future of the spouse and children. Ironically, living too long can also be such a financial burden that it breaks the family bank. Either can cause financial disaster. Have you addressed these potential risks?

Destroyer #2: DEBT - Out of control debt eats away at savings and the potential growth of your nest egg from the compounding of dividends and earned interest. As a result, you will find yourself relegated to working for money instead of having your money work for you. Do you have a plan to eliminate your debt?

Destroyer #3: DISABILITY - Unexpected sickness or injury during the crucial earning years will not only destroy your ability to save but it will also prevent the compounding of your savings over time. Again, your money will not have time to work for you. Have you addressed this potential risk?

Destroyer #4: DISARRAY - Having no structure for making financial decisions on a day to day basis can lead to disaster. Everyone needs a matrix for making decisions that will give them the confidence to achieve both long term and short term goals. Have you constructed your matrix?

Destroyer #5: DISTRACTION - Having a plan is not the end. Failure to actually work the plan is courting financial disaster. A plan is meaningless without implementation. You are fooling yourself and risking your financial future if you have a plan that collects dust in a drawer somewhere in your house because you have allowed yourself to become distracted. Have you set aside a scheduled time for addressing your finances?

How many of the "5 Destroyers" do you have standing in the way of your financial success? Do not procrastinate. Address these issues NOW! Money Certain can help you address these issues through our courses. Go to  "Course Descriptions" to review the available courses. And don't forget our "Value Bundles." Start building your Financial Puzzle today!